# Desert Crest Insurance > Independent insurance agency in St. George, Utah — bilingual (English/Spanish), licensed in Utah and Arizona, serving families and businesses across the Southwest. Desert Crest Insurance is a two-agent independent brokerage located at 169 South Bluff Street, St. George, UT 84770. The agency shops more than 20 top-rated insurance carriers on behalf of clients, comparing coverage, pricing, and options to find the best value. The agency is bilingual (English and Spanish) and serves personal, commercial, and specialty insurance needs across Utah and Arizona. ## Agents - **Jorge Wetenkamp** — Principal Broker & Agency Owner. Licensed independent agent. Phone: (435) 705-3133. Email: jorge@desertcrestinsurance.com. Jorge opened Desert Crest Insurance in March 2021 after several years as an AAA Insurance agent. He is local, bilingual, and accessible — not a call center. - **Eduardo Martinez** — Independent Broker. Phone: (435) 669-9839. Background in banking, mortgage, and financial services. Bilingual (English/Spanish). Advocates for clients across multiple top-rated carriers. ## Agency - [Home](https://www.desertcrestinsurance.com/) - [About the Agency](https://www.desertcrestinsurance.com/about) - [Contact](https://www.desertcrestinsurance.com/contact) - [Get a Quote](https://www.desertcrestinsurance.com/quote) - [Claims Information](https://www.desertcrestinsurance.com/claims) - [FAQ](https://www.desertcrestinsurance.com/faq) - [Blog](https://www.desertcrestinsurance.com/blog) - [Videos & Resources](https://www.desertcrestinsurance.com/videos) ## Coverage Lines - [Auto Insurance](https://www.desertcrestinsurance.com/coverage/auto) - [Home Insurance](https://www.desertcrestinsurance.com/coverage/home) - [Business Insurance](https://www.desertcrestinsurance.com/coverage/business) - [Life Insurance](https://www.desertcrestinsurance.com/coverage/life) - [ATV & Motorcycle Insurance](https://www.desertcrestinsurance.com/coverage/atv) - [Commercial Lines](https://www.desertcrestinsurance.com/coverage/commercial) - [Flood Insurance](https://www.desertcrestinsurance.com/coverage/flood) - [Earthquake Insurance](https://www.desertcrestinsurance.com/coverage/earthquake) - [Business Owners Package (BOP)](https://www.desertcrestinsurance.com/coverage/bop) ## Local Insurance Pages ### St. George, UT - [Home Insurance in St. George, UT](https://www.desertcrestinsurance.com/insurance/st-george/home) - [Life Insurance in St. George, UT](https://www.desertcrestinsurance.com/insurance/st-george/life) ### Santa Clara, UT - [Auto Insurance in Santa Clara, UT](https://www.desertcrestinsurance.com/insurance/santa-clara/auto) - [Home Insurance in Santa Clara, UT](https://www.desertcrestinsurance.com/insurance/santa-clara/home) - [Business Insurance in Santa Clara, UT](https://www.desertcrestinsurance.com/insurance/santa-clara/business) - [Life Insurance in Santa Clara, UT](https://www.desertcrestinsurance.com/insurance/santa-clara/life) ### Hurricane, UT - [Auto Insurance in Hurricane, UT](https://www.desertcrestinsurance.com/insurance/hurricane/auto) - [Home Insurance in Hurricane, UT](https://www.desertcrestinsurance.com/insurance/hurricane/home) - [Business Insurance in Hurricane, UT](https://www.desertcrestinsurance.com/insurance/hurricane/business) - [Life Insurance in Hurricane, UT](https://www.desertcrestinsurance.com/insurance/hurricane/life) ### Washington, UT - [Auto Insurance in Washington, UT](https://www.desertcrestinsurance.com/insurance/washington/auto) - [Home Insurance in Washington, UT](https://www.desertcrestinsurance.com/insurance/washington/home) - [Business Insurance in Washington, UT](https://www.desertcrestinsurance.com/insurance/washington/business) - [Life Insurance in Washington, UT](https://www.desertcrestinsurance.com/insurance/washington/life) ### Ivins, UT - [Auto Insurance in Ivins, UT](https://www.desertcrestinsurance.com/insurance/ivins/auto) - [Home Insurance in Ivins, UT](https://www.desertcrestinsurance.com/insurance/ivins/home) - [Business Insurance in Ivins, UT](https://www.desertcrestinsurance.com/insurance/ivins/business) - [Life Insurance in Ivins, UT](https://www.desertcrestinsurance.com/insurance/ivins/life) ## Service Area Desert Crest Insurance is licensed and serves clients in: - **Utah** — St. George, Hurricane, Washington, Cedar City, and across Washington County and southern Utah - **Arizona** — Phoenix metro, northern Arizona, and the Arizona Strip ## Blog Posts - [What is Personal Injury Protection coverage?](https://www.desertcrestinsurance.com/blog/what-is-personal-injury-protection-coverage) - [Accident Forgiveness Coverage Explained](https://www.desertcrestinsurance.com/blog/accident-forgiveness-insurance-coverage) - [How Much Car Insurance Do I Need?](https://www.desertcrestinsurance.com/blog/how-much-car-insurance-do-i-need) ## Policies - [Privacy Policy](https://www.desertcrestinsurance.com/privacy) - [Terms of Use](https://www.desertcrestinsurance.com/terms) ## Español Spanish-language pages. - [Inicio](https://www.desertcrestinsurance.com/es) - [Get a Quote (Español)](https://www.desertcrestinsurance.com/es/quote) - [Contact (Español)](https://www.desertcrestinsurance.com/es/contact) - [About the Agency (Español)](https://www.desertcrestinsurance.com/es/about) - [Claims Information (Español)](https://www.desertcrestinsurance.com/es/claims) - [FAQ (Español)](https://www.desertcrestinsurance.com/es/faq) - [Blog (Español)](https://www.desertcrestinsurance.com/es/blog) - [Videos & Resources (Español)](https://www.desertcrestinsurance.com/es/videos) - [Privacy Policy (Español)](https://www.desertcrestinsurance.com/es/privacy) - [Terms of Use (Español)](https://www.desertcrestinsurance.com/es/terms) - [Auto Insurance (Español)](https://www.desertcrestinsurance.com/es/coverage/auto) - [Home Insurance (Español)](https://www.desertcrestinsurance.com/es/coverage/home) - [Business Insurance (Español)](https://www.desertcrestinsurance.com/es/coverage/business) - [Life Insurance (Español)](https://www.desertcrestinsurance.com/es/coverage/life) - [ATV & Motorcycle Insurance (Español)](https://www.desertcrestinsurance.com/es/coverage/atv) - [Commercial Lines (Español)](https://www.desertcrestinsurance.com/es/coverage/commercial) - [Flood Insurance (Español)](https://www.desertcrestinsurance.com/es/coverage/flood) - [Earthquake Insurance (Español)](https://www.desertcrestinsurance.com/es/coverage/earthquake) - [Business Owners Package (BOP) (Español)](https://www.desertcrestinsurance.com/es/coverage/bop) - [Auto Insurance in Washington, UT (Español)](https://www.desertcrestinsurance.com/es/insurance/washington/auto) - [Home Insurance in Washington, UT (Español)](https://www.desertcrestinsurance.com/es/insurance/washington/home) - [Business Insurance in Washington, UT (Español)](https://www.desertcrestinsurance.com/es/insurance/washington/business) - [Life Insurance in Washington, UT (Español)](https://www.desertcrestinsurance.com/es/insurance/washington/life) - [Auto Insurance in Hurricane, UT (Español)](https://www.desertcrestinsurance.com/es/insurance/hurricane/auto) - [Home Insurance in Hurricane, UT (Español)](https://www.desertcrestinsurance.com/es/insurance/hurricane/home) - [Business Insurance in Hurricane, UT (Español)](https://www.desertcrestinsurance.com/es/insurance/hurricane/business) - [Life Insurance in Hurricane, UT (Español)](https://www.desertcrestinsurance.com/es/insurance/hurricane/life) - [Auto Insurance in Santa Clara, UT (Español)](https://www.desertcrestinsurance.com/es/insurance/santa-clara/auto) - [Home Insurance in Santa Clara, UT (Español)](https://www.desertcrestinsurance.com/es/insurance/santa-clara/home) - [Business Insurance in Santa Clara, UT (Español)](https://www.desertcrestinsurance.com/es/insurance/santa-clara/business) - [Life Insurance in Santa Clara, UT (Español)](https://www.desertcrestinsurance.com/es/insurance/santa-clara/life) - [Auto Insurance in Ivins, UT (Español)](https://www.desertcrestinsurance.com/es/insurance/ivins/auto) - [Home Insurance in Ivins, UT (Español)](https://www.desertcrestinsurance.com/es/insurance/ivins/home) - [Business Insurance in Ivins, UT (Español)](https://www.desertcrestinsurance.com/es/insurance/ivins/business) - [Life Insurance in Ivins, UT (Español)](https://www.desertcrestinsurance.com/es/insurance/ivins/life) - [Home Insurance in St. George, UT (Español)](https://www.desertcrestinsurance.com/es/insurance/st-george/home) - [Life Insurance in St. George, UT (Español)](https://www.desertcrestinsurance.com/es/insurance/st-george/life) - [Seguros](https://www.desertcrestinsurance.com/es/seguros) - [¿Qué es la cobertura de Protección contra Lesiones Personales (PIP)?](https://www.desertcrestinsurance.com/es/blog/qu-es-la-cobertura-de-proteccin-contra-lesiones-personales-pip) ## Contact - **Address:** 169 South Bluff Street, St. George, UT 84770 - **Office Phone:** (435) 429-5800 - **Jorge Direct:** (435) 705-3133 - **Eduardo Direct:** (435) 669-9839 - **Email:** jorge@desertcrestinsurance.com - **Office Hours:** Monday–Friday, 10:00 AM – 5:00 PM Mountain Time; Saturday by appointment - **Languages:** English and Spanish (Se habla español) ## About the Agency Desert Crest Insurance is an independent brokerage — not captive to any single insurance company. The agency works with more than 20 insurance carriers (including major carriers across personal, commercial, and specialty lines) to shop rates and coverage options on behalf of each client. This independence means clients receive unbiased recommendations rather than a single-carrier pitch. The agency was founded in 2021 by Jorge Wetenkamp. It is locally owned, community-focused, and deeply rooted in Southern Utah. The agency's value proposition is straightforward: one agent, one handshake, every time — no phone trees, no rotating call-center reps.